Privacy Policy

Introduction

Welcome to BillBouncer. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our subscription and bill management service.

Information We Collect

Personal Information

When you create an account with BillBouncer, we collect:

• Name and email address
• Authentication credentials (encrypted passwords)
• Profile information you choose to provide
• Communication preferences and settings

Financial Information

To provide our bill and subscription management services, we collect:

• Subscription details (service names, billing amounts, billing cycles)
• Bill information you add to track your expenses
• Payment dates and amounts for tracking purposes

Note: We do not store credit card numbers or payment card details. All payment processing is handled by secure third-party payment processors.

Usage Information

We automatically collect certain information when you use our service:

• Device information (e.g., browser and operating system)
• IP address and a general, approximate location (derived from IP)
• Usage patterns and feature interactions
• Session data and authentication logs

Session & Device Information (Security)

To keep your account secure and help you review active logins, we store limited session and device information:

• Device and browser details (e.g., browser, operating system)
• General network information (e.g., IP address and a rough location derived from IP)
• Signals to detect automated access (bot detection)
• Session activity (e.g., when a session was created and last active)

We do not collect precise GPS coordinates. This information is used solely for authentication, security, and customer support — never for advertising or tracking across other sites.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our subscription management services
• Create and manage your account
• Send you bill reminders and subscription alerts based on your preferences
• Generate analytics and insights about your spending patterns
• Respond to your requests, questions, and provide customer support
• Send administrative information and service updates
• Detect, prevent, and address technical issues and security threats
• Comply with legal obligations and enforce our terms of service

Data Storage and Security

We implement industry-standard security measures to protect your personal information:

• All data is encrypted in transit using SSL/TLS protocols
• Passwords are hashed and salted using bcrypt encryption
• Database access is restricted and monitored
• Regular security audits and vulnerability assessments

Your data is stored on secure servers with regular backups. We retain your information for as long as your account is active or as needed to provide you services.

Cookies and Tracking Technologies

BillBouncer uses cookies to provide essential functionality and enhance your experience. We do not use any third-party advertising or tracking cookies.

Essential Cookies (Required)

These cookies are necessary for the website to function and cannot be disabled:

Preference Cookies

These cookies remember your choices and preferences:

Analytics Cookies

We do not use any analytics or tracking cookies.

Third-Party Cookies

We do not use any third-party cookies for advertising or tracking. The only external services we integrate with are: • Authentication providers (Google) - which may set their own cookies during login • Payment processors (Stripe) - which may set cookies on their checkout pages These third-party cookies are set on their respective domains and governed by their privacy policies.

No Third-Party Sharing

We do not sell, rent, or share your personal information with third parties for their marketing purposes. Your data is used exclusively to provide you with our bill and subscription management services. We may share information only in these limited circumstances: with service providers who help us operate our platform (under strict confidentiality agreements), to comply with legal obligations or court orders, or to protect our rights and prevent fraud or security threats.

Your Privacy Rights

You have the following rights regarding your personal data:

• Access: Request a copy of your personal information
• Correction: Update or correct inaccurate data
• Deletion: Request deletion of your account and associated data
• Opt-out: Unsubscribe from marketing emails (service emails will continue)

To exercise these rights, please contact us at privacy@billbouncer.com.

Data Retention

We retain your personal information for as long as your account is active or as needed to provide our services. If you delete your account, your personal data is deleted immediately, except where we must retain certain information to comply with legal obligations, resolve disputes, or enforce our agreements.

Children's Privacy

Our service is not intended for users under the age of 13. We do not knowingly collect personal information from children. If we discover that we have collected information from a child under 13, we will promptly delete that information.

International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction. By using BillBouncer, you consent to the transfer of your information to our facilities and service providers as described in this Privacy Policy.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the 'Last updated' date. Significant changes will be communicated via email or a prominent notice on our service.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: